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Detroit's Bankruptcy: Demos' Reading

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Detroit filed for bankruptcy in July 2013. On December 3, a U.S. bankruptcy court ruled against parties who had challenged its eligibility for  chapter 9 protection.

Since Detroit is the most populous city in the state of Michigan and is the center of a metropolitan region of 5.2 million, this event has attracted a lot of attention, inspiring different ‘takes,’ involving in each case a distinct ideological or psychological prism. For example, Detroit has long been the center of the American automobile industry, so much so that the word “Detroit” is used as a metonym for that industry, and that has inspired some commentators who have seen the failure of municipal finances as of a piece with the failure of that industry in the face of innovative overseas competitors and changing public tastes.

This was the take for example, of Mohamed El-Erian, the CEO of PIMCO. This take is also broadly consistent with a mantra of Detroit’s emergency manager, Kevyn Orr, who keeps saying that the city is bankrupt because it is $18 billion in long-term debt.  The bankruptcy, then, is the result of a balance-sheet problem: liabilities are overwhelming assets.

Another take is that the city has been overspending in its operational budgets, such as by overpaying its unionized employees, both during their working life and during their retirement.  Political scientist Walter Russell Mead, for example, has said that stock market declines beginning in 2007 “wiped out huge chunks of the wealth that [public employee] pension systems needed to have a hope of paying the pensions promised to government retirees under terms more generous than virtually any private employers now provide.”  On this view, the problem is not so much with the balance sheet as with the income statement: expenses have ballooned to overcome revenues.

Looking at Revenues

More recently, the Demos policy think tank has put forward a third view. In a paper by Wallace Turbeville, Demos senior fellow, makes the following case:

·         This is not a balance sheet problem at all. The $18 billion figure in particular is “irrelevant … highly inflated and, in large part, simply inaccurate.”

·         It isn’t a matter of ballooning operational expenses, either.  There have been drastic cuts to expenses in recent years. Indeed, between fiscal years 2008 and 2013, the city cut operating expenses by $419.1 million, or 38%.

·         Since those cuts came largely at the expense of workers, the problem surely is not that the workers at calling the fiscal shots. Finally,

·         The real problem, on Demos’ reading, is on the revenues side of the income statement.

Breaking down key sources of revenue, Turbeville notes that revenue from the municipal income tax fell sharply through the period 2008 – 2010: it was $276.5 million in the first of those years and only $216.5 million in the last, a loss of more than 20%.

That source of income has recovered somewhat from the 2010 nadir; and in the 2013 fiscal year, which ended June on June 30, 2013, it was at $238.7 million

Michigan has a revenue sharing program with its municipalities, and as a consequence of that, Detroit received $249.6 million in 2008. That number grew over the next two years, reaching $263.6 million in 2010, somewhat offsetting the decline of the municipal income tax revenue in the same period.

But since 2010, the state revenue sharing has dropped off sharply. It was only $182.8 million in FY 2013. This was a consequence of two developments. First, the numbers from the 2010 census showed a decline in the number of people living in Detroit, and revenue sharing is based on that number.  Second, and to worsen matters, the state legislature amended the revenue-sharing statue to Detroit’s disadvantage, effective fiscal year 2012. 

Restore State Revenue Sharing

The report accuses the city’s emergency manager of conflating two very different issues. Ye, it says, there are structural problems involving the balance sheet, problems that have plagued the city for years and that “it must address … so it can once again be a vital and growing community.” But that isn’t why it is in bankruptcy. It is in bankruptcy because of a cash flow crisis, which must and can be solved in a straightforward way. 

The report then recommends that the state of Michigan in its own interests as well as in the interests of Detroit, “reverse all or a part of the cut in state revenue spending” and work with the city to help it grow its tax base.

Such proposals as changes to the pension funds or monetization of the Water and Sewerage Department should simply be dropped.

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