Last week, in a decision of great sacrifice, I decided to watch the final debate of the remaining two non-Trump Republican presidential candidates before the Iowa caucus ... so you, dear reader, didn't have to. Only a couple of points are worth mention. Ambassador Haley seemed to think it an important point about DeSantis that under him insurance rates for homeowners have gone up in Florida. He never really responded on point, though she came back to this several times. Neither of them really said anything about WHY property insurance rates have risen. Haley could have made it seem an important point if she had said, "property insurance rates are up because insurers are factoring in the increase in extreme home-destroying weather events in Florida. THAT is happening due to climate change. Here is my plan for what to do about THAT." But she didn't make that connection -- EVEN when she was specifically asked about climate ch...